What you'll know by the end

Six short steps, in the order the decisions actually come at you. Press any line to see more.

What Medicare covers

And the part it leaves you to pay yourself.

When you have to sign up

Your own dates, and what being late costs you.

Medicare Advantage vs Medicare Supplement

Also called Medigap. The two routes, side by side.

What happens if you get seriously ill

And how each route covers it.

The mistakes that cost people the most money

The ones people usually find out about afterwards.

Which plan to pick, and why

The handful of questions that decide it for you.

How to actually sign up when you’re ready

What happens on the day, and what to have in front of you.

What you can change later, and what you can’t

So you know how much today’s decision really locks in.

How this guide works
  • Short. Each step is one story, one picture and a few cards. Nobody lectures you.
  • You steer. Start anywhere, skip anything, come back to the part you are stuck on.
  • Something to try in each one. Add up what a year would cost. Sort what matters to you. See where you land.
  • Nothing to sign up for. No name, no email, and nobody calls you.